Speak with a broker if you're worried that applying for financing could have a detrimental effect on your credit score. Your credit score won't be impacted when they give you a quote. This lets you consider your options without worrying about potential unfavorable outcomes.

But in most cases, the effect is minimal. Before a formal credit inquiry is performed, our experts carefully examine each application to ensure it complies with lender requirements. Feel free to give us a call for a more thorough explanation if you'd want more information.

You may still qualify for financing as a recent arrival to Australia. We provide loans designed with new and temporary residents in mind. Being new to the country won't stop you from getting your financing approved, even though there could be some rules and procedures to follow.

Depending on the specifics of your application, approval times are typically within 24 hours. We will call you as soon as we have a response and keep you informed at every stage.

Funds for secured loans are often transferred straight to the supplier. When an unsecured loan is approved, money can be transferred into your account as soon as the same day.

Generally, we'll need a few years' worth of residence and work history in addition to details about your income, expenses, assets, and liabilities. Just enough to get your loan application started, nothing too long!